ISO Business Income Methodology

The Professional Tool for
Business Interruption
Claim Analysis

Built to assist forensic accountants, public adjusters, lawyers, and business owners — not replace them. Produce a structured, insurer-ready claim analysis in 15 minutes using the same ISO Business Income methodology used in professional practice.

No credit card to start
Zero data storage
Insurer-ready PDF + Excel
8 industries covered
Scroll to explore
Built for Professionals

Every Feature a Forensic
Accountant Would Use

Built on the ISO Business Income Worksheet methodology. Every calculation is transparent, traceable, and defensible.

Three-Scenario Analysis

Base Case, Conservative, and Insurer View — so you walk into every negotiation prepared for the adjuster's counter-position.

Insurer-Ready PDF Report

A 10-page professional report formatted as a forensic accounting deliverable. Hand it directly to your broker or adjuster.

Excel Workbook Export

A fully structured Excel workbook with all formulas intact. Your accountant or lawyer can verify every calculation independently.

Recovery Ramp-Up Modelling

Models the revenue shortfall during the post-reopening recovery period — the most commonly under-claimed component of any BI loss.

CSV Upload from Accounting Software

Import monthly revenue directly from QuickBooks, Xero, or any accounting software. No manual re-entry of historical data.

Zero Data Storage

Your financial data never leaves your browser. No accounts, no servers, no data retention. Complete privacy by design.

8 Industries, 30+ Subcategories

Industry-Specific Templates

Each template pre-populates the correct expense categories, benchmark gross profit margins, and typical rebuild timeframes for your industry.

Manufacturing
Automotive, Electronics, Pharma, Food & Bev
Technology
SaaS, IT Services, Telecom, Data Centers
Real Estate
Commercial, Residential, Construction
Retail & Hospitality
Retail, Restaurant, Franchise
Healthcare
Medical, Dental, Pharmacy, Aged Care
Energy & Resources
Oil & Gas, Mining, Renewables
Professional Services
Law, Accounting, Finance, Consulting
Aviation & Transport
Commercial Aviation, Freight, Logistics
Simple 5-Step Process

From Loss Event to
Insurer-Ready Report

01

Select Your Industry

Choose from 8 industries and 30+ subcategories. The form pre-populates with the correct expense categories and benchmarks for your business type.

02

Enter Revenue Data

Input 12–24 months of pre-loss revenue and your post-loss actuals. Or upload a CSV directly from QuickBooks or Xero.

03

Classify Expenses

Review the pre-populated expense list. Mark each as Fixed, Variable, or Extra Expense. Add your own custom line items.

04

Set Scenario Parameters

Configure recovery ramp-up period, scenario adjustment percentages, and policy details. Industry benchmarks are pre-loaded.

05

Preview & Download

See your risk rating and claim range instantly. Pay $75.99 to unlock the full 10-page PDF and Excel workbook.

Your Financial Data Never Leaves Your Browser

All calculations run entirely in your browser using JavaScript. No data is transmitted to any server. No accounts are created. No data is stored or retained. When you close the tab, everything is gone. You can market this to your clients as a tool that is private by design.

Simple, Transparent Pricing

One Plan. Everything Included.

No subscriptions. No accounts. No recurring fees. Pay once per report, download instantly, done.

Complete Report Bundle
$75.99
per report · one-time payment
10-page professional PDF report
6-sheet Excel workbook with all formulas
Three-scenario analysis (Base / Conservative / Insurer)
Custom branding — your business name on every page
Monthly revenue breakdown table
Expense classification summary
Recovery ramp-up analysis
Broker talking points section
Methodology documentation (ISO Business Income Worksheet)
Session save & restore (JSON export)
CSV upload from accounting software
Email-only access · No password · No credit card to calculate · Pay $75.99 only to download

The analysis is completely free. You only pay when you are ready to download your report.

See Exactly What You Get

Download Sample Reports Before You Pay

Real sample output from a manufacturing company claim — the exact same format and quality you will receive for your own business.

This tool assists professionals — it does not replace the judgment of a qualified forensic accountant or public adjuster.
Frequently Asked Questions

Everything You Need to Know

Plain-language explanations of every term, feature, and concept in the tool and reports.

How the Tool Works

Ready to Calculate Your Claim?

Start for free. Enter your data. See your claim range instantly. Pay only when you are ready to download your professional report.

Free account required · No credit card to calculate · $75.99 to download your report